Luthen Shield
Your money, run by agents.
Every bill is read, coded, matched and routed with no one keying a thing. The only human step is approving the payment to the bank.
Bills
This week · all care homes
Illustrative interface
Why Shield
Why every business should have it.
- Nobody does data entry.Bills arrive, and Shield reads them, codes them to your accounts, matches them and routes them for approval. Your finance team stops typing and starts deciding.
- You keep the last word.Nothing leaves your bank until a person approves the release. The agents do the work. The authority stays with you.
- Every decision is explained.Agents carry the same permissions as your people, never more. Every action is recorded with the reason behind it, so audits take minutes, not weeks.
- Savings from day one.Shield connects to the systems you already run, so there's no big migration and no long project. The manual work disappears first, and the cost goes with it.
- It gets better every month.Every override teaches Shield how your business actually works. More of the work clears on its own, and fewer things need your attention.
One loop
One loop for your money.
Accounts payable, invoicing, collections and bank reconciliation on one engine: money out, money in, and the bank matched to both.
Accounts payable
Bills, without the keying.
Shield reads, codes, matches and routes every bill, from every supplier.
Stays with you: approving the payment.
Invoicing
Invoice by instruction.
Tell Shield what to bill, in plain words. It raises the invoice, sends it and records it.
Stays with you: what to bill, and who signs it off.
Collections
Collections without the chasing.
Shield follows up on late payments, on your rules and in your tone.
Stays with you: real disputes.
Bank reconciliation
Reconciled straight from the bank.
Your bank feed flows in and every payment is matched to the right bill or invoice.
Stays with you: anything that doesn't match.
How it works
From bill to bank, in five steps.
- ArrivesBills arrive and Shield reads them.
- CheckedIt codes, matches and checks them against your rules.
- FlaggedAnything unusual goes to a person, with the reason attached.
- ApprovedYou approve the payment to the bank.
- RecordedEverything is recorded, ready for audit.
Fraud and error checks
Catches what a busy team misses.
The checks that stop the most expensive mistakes run on every bill, before anyone approves a payment.
- Duplicate billsThe same bill twice, or a copy with a new number, is flagged before anyone pays it.
- Bank-detail changesWhen a supplier's bank details change, the payment is held until a person checks it. Fake change requests are the most common route for payment fraud.
- Missing detailsBills without a tax number, purchase order or due date are sent back before they reach approval.
- Payment limitsSet limits by amount and supplier. Anything above them goes to the right approver.
Integrations
Connects to the systems you already run.
Shield works alongside your accounting software and your bank feed, so there's no migration and no new ledger to learn.
- Xero
- MYOB
- QuickBooks
- NetSuite
- Bank feeds
Security and control
Built for a product that touches your money.
Control, auditability and accuracy come first, because Shield sits between your bills and your bank.
- Human approvalNo payment is released without a person signing it off.
- PermissionsAgents inherit your existing roles and limits, never more, with single sign-on and multi-factor authentication.
- Audit trailEvery action is logged with who, what, when and why, and exports straight to your auditors.
- Where your data livesHosted in your region and encrypted in transit and at rest.
- AI and your dataYour data is never used to train AI models.
- Who moves the moneyPayments go out through your own bank. Funds never pass through Luthen.
Who it's for
Finance teams in growing and regulated businesses that pay a lot of bills and can't afford to get one wrong.
If your team still keys invoices, chases approvals by email, or dreads an audit, Shield is built for you.
Case studies
Primacare Living · Canada
Every invoice across a Canadian care network is read, checked for duplicates and missing details, and routed by each care home's own approval rules.
Pricing
One monthly price. No long project.
Shield, fromA$800a month, plus GST
- Setup includedWe connect your accounting software and bank feed and load your approval rules.
- Live in weeksShield runs alongside your team from the first week, then takes over as you trust it.
- Support from the team that builds itNo call centre. You talk to the people who run your agents.
Questions
What finance teams ask before the demo.
Can an agent pay a bill without approval?
No. Shield reads, codes, matches and prepares every payment, but money only leaves your bank after a person approves the release. Approval is the one step Shield never takes for you.
What happens when an agent gets something wrong?
You correct it in one click and Shield records why. Every override teaches it how your business works, so the same mistake doesn't come back. Anything it isn't sure about goes to a person before it goes anywhere else.
Where is our data stored?
In an encrypted cloud region close to your business, with access limited to the people and agents you allow. We'll walk your security team through the details in the demo.
Does Shield replace Xero, MYOB or NetSuite?
No. Shield works alongside your accounting software. It does the work of reading, coding, matching and chasing, and your ledger stays exactly where it is.
How long does setup take?
Most teams are live within weeks, not months. We connect your accounting software and bank feed, load your approval rules, and run Shield alongside your team until you trust it.
Can our accountant or bookkeeper use it too?
Yes. Invite them with their own permissions, so they see exactly what they need and nothing more, and every action they take is on the record too.